Banking & Finance, Consumer & Corporate Lending, Mortgage, Cards & Payments Solutions

Financial sector overall has been evolving through the adoption of digital technologies while struggling to be abreast of the constant changes in regulations space, fighting hard to get back pre-recession return on investment levels. Regulations are enforcing the compliance with continuously expanding set of policies., leading to rising costs across geographies, and altered product and service dynamics. Institutions are finding ways to streamline the operations and to find themselves closer to customer while meeting these ever increasing market demands.  In consumer lending and mortgage space, legacy platform replacement or reuse or transformation, and business processes reverse engineering, optimization are taking prioritized budgets funding while not able to resolve the workflow and compliance demands. Today, omni-channel banking is still a distant goal for many banks and mobile banking has ushered in a unique set of challenges in terms of multiple platforms and devices. eKriya offers comprehensive services and solutions across the financial spectrum such as Consumer Lending, Commercial and Corporate Lending, Cards, Trade Finance, Multi-Channel Banking, Treasury, Cash Management, and Core Banking, and provides business and technology consulting, domain-led development, maintenance and testing, and applications portfolio rationalization (APO). offers a unique and evolved financial IT services portfolio to address these imperatives and help financial companies stay ahead in the game.

eKriya‘s IT solutions for financial services are targeted at rationalizing and converging IT and operations across regions and business divisions, to optimize cost, and bring agility with renewed focus on regulatory compliance and customer centricity. Our financial services technology consulting can help financial companies transform their business processes.
Our retail finance service experts provide domain-driven, technology-agnostic and risk-aware alternative banking IT solutions, who have been highly competent business practitioners, supported by industry leading proprietary knowledge frameworks. We offer years of experience in conceptualizing and realizing industry bench-marked value delivery models – from staff augmentation, to build-operate-transfer specifically for banking customers.

  • Cost Management and Sustenance of Profits, Growth. Proactive Monitoring and Reporting of Trends. Diminishing returns of margins on Trades.
  • Improvement in customer experience, product offering, and business efficiency through digital offerings for commercial banking clients.
  • Modulation of the existing complex legacy systems.
  • Integration of multiple channels for greater data accessibility and information aggregation leading to improved transaction visibility.
  • Increased complexity of risks, and their identification and mitigation by re-designing risk operating models.
  • Delay in New Product/Service Introduction [NPI] and integration roll outs. Operational road blocks in CRM and SCM, Logistics for seamless integration.
  • Increasing demand for speedy innovation, reduced product life cycles. Automation of Product Tractability, Standardized location intelligence.
  • Emerging retail sector’s global challenges for emerging markets. Increased demands for Online, Internet of Things based market avenues

eKriya‘s consultants offer a wide of range of skills, years of experience with deep domain expertise in this changing landscape and help transport agencies modernize complex public works and transportation operations to support cost-cutting, efficiency, quality and sustainability objectives, meet the challenge of capturing, integrating and analyzing large amounts of data, and providing better visibility real-time events.

eKriya‘s end-to-end IT services include business consulting, applications management, systems integration and management of back-office operations, revenue accounting, HR, payroll and more.

Overall improved customer experience, new services development and roll out, better integration of processes and systems, cost-effective regulatory compliance.

eKriya‘s teams provide reliable business solutions leveraging CRM, SCM, EPM for Marketing and Sales based Analytics, Product and Master Data Management including NPI and market demands. Building next gen banking service propositions & Highly successful in conceptualizing and realizing consortium models to deliver high impact IT solutions. Strong horizontal partnerships in SMAC (Social, Mobility, Analytics and Cloud) with industry leading software vendors.

eKriya‘s experts enable clients, leverage eKriya’s deep domain expertise, extended onsite-offsite business process applications’ shared and outsourced service mechanisms, leading to higher operational efficacy and efficiency. Industry leading ERP, CRM and SCM solutions from Oracle / PeopleSoft, SAP, Microsoft

  • Leading cloud solutions including Salesforce.Com, Workday, Oracle on Demand, SAP Success Factors, Taleo
  • Big Data and analytic platforms include, SAP BI, HANA, Oracle, Cloudera, Informatica, Cognos, IBM, Microsoft, QlikView, MicroStrategy
  • Mobile platforms and technologies SAP, Android, iOS, Testing tools and technologies – HP, IBM, SAP
  • Custom technologies-Microsoft, Open Source, Legacy and Legacy Modernization
  • Reduce [TCO] Total Cost of Ownership of Business Systems, Processes and IT Services.
  • Speedup Go-To Market Time and response to market demand and supply requirements.
  • Continuous Momentum Drive of multi-faceted digital transformation. Innovative Digitized Transformation for faster New Product Introduction.
  • Improve Return on Investment [ROI], Profitability with better margins.
  • Control Costs and Optimize procurement lead times leading to faster growth.
  • Collaborative Optimization. SCM & S&OP. Beyond Enterprise Collaboration [SMAC] with suppliers, customers, employees, competitors.
  • Value Added Pursuit for Excellence tapping competitive market intelligence using informed decisions.
  • Infuse Agility. Enhance Ingenuity. Increase Efficiency via onsite/offshore services.
  • Harness Synergies & Expectations. Facilitate Sustainable, Measurable, Adaptable, Reliable and Transformational services & solutions.

eKriya offers overall programs, projects management and a wide spectrum of consulting services ranging from Business Analysis, Implementation, Development, Systems Integration, Data Migration & Testing, support for Oracle Financial Services Analytical Applications (OFSAA). We bring extensive experience to help financial institutions achieve their finance modernization objectives by leveraging Oracle’s portfolio of products such as Oracle EGL, Oracle FAH, OFSAA EPM, Hyperion and OBIEE. Our services provide solutions for Finance Modernization via Oracle Financial Services Analytical Applications (OFSAA) EPM suite and the profitability solution, Oracle ERP solution portfolio which includes Pathfinder, EasyU and FAH accelerator.


Infuse Agility. Enhance Ingenuity. 
Increase Efficiency. Innovate Digital Transformation. 
Collaborative Optimization. 
Continuous Momentum Drive. 
Reduce [TCO] Total Cost of Ownership. 
Speedup Go-To Market Time. 
Improve Return on Investment [ROI]. 
Harness Synergies & Expectations.

Pursuit for Value Added, Excellence. 
Facilitate Sustainable, Measurable, Adaptable, 
Reliable & Transformational Services & Solutions.

Strategic Capabilities for Global Markets

In 21st Century, markets of all verticals globally, are transforming and adapting to daily complex changing needs. Advent of Internet of Things has opened up new online market avenues. Gap between demand from end consumers and supply from enterprises with products and services is experiencing widening imbalance, across world markets. When underlying business processes of an enterprise are reverse engineered / restructured and related SLAs are tightened to meet the emerging demands and new opportunities, balanced levels between supply and demand can be reestablished.
eKriya‘s teams of domain experts, program managers, solution architects, developers, top notch technical consultants use best practices, with deep industry and sector’s line of business specific expertise, empowering the clients move towards Digital Transformation, across the industry verticals, globally.
eKriya‘s systems integration design development services help clients enhance value of processes and drive the transformation to next levels.
eKriya‘s talented professionals help clients design, develop and integrate the systems and applications that best run their business. As an end-to-end IT services provider, our consultants offer deep domain specific expertise in all facets of clients’ business and technology environments, enabling us consult, implement and manage solutions.
eKriya‘s techno-functional services are complemented by best-fit global delivery models per client needs to provide the required combination of value and expertise. Through our associates’ decades of experience in bringing together and optimizing systems and applications, eKriya provides specialized solutions expertise in the following practice areas and services such as, Enterprise Performance Management services, Enterprise Business Data Analytics services, Enterprise SMO/PMO Mgmt. Consulting services, Business Intelligence services – helping organizations harness the power of big data and customer analytics to drive business value, End to End Data Management services – ensuring data availability, the efficient response to end user requests, and the adaptation to a constantly growing infrastructure, Clinical Research Operations– full-fledged Functional Services Provider, Clinical Pharmacovigilance, BioStatistics, Patient, Site, Investigator Mgmt., Regulatory Submission Services, Clinical Trials data management systems for healthcare, life sciences, Pharma, Biotech sectors, Enterprise Application Integration services – providing effective integration of applications to support your business processes and achieve business results, Enterprise Architecture services – orchestrating and aligning people, processes and technology infrastructures to improve the performance of an enterprise’s architecture functions, Enterprise Content Management services– making pertinent data more accessible across the enterprise to improve performance and productivity and to reduce cost and risk, Enterprise Resource Planning services– helping clients get the most from their ERP investments, from third-party ERP packages, such as from Oracle and SAP, Geo-spatial services, Information Security services – implementing proactive, business-aligned enterprise security strategies that improve risk management, productivity, data integrity and compliance, BIG Data & Mobile Computing – increasing productivity, improving service access and building customer loyalty through enterprise mobile solutions.

CapabilitieseKriya‘s Sources supports customers’ business and IT units with a mix of staffing and human resources functions as collateral services. eKriya‘s enterprise level capabilities broadly encompass the following services and practice areas across health care, life sciences, biotech, pharmacy, transportation & logistics, energy, utilities, gas, oil and electric, banking, finance, manufacturing, retail, consumer goods and information technology etc. domains and vertical sectors of global markets.

Please refer to capabilities for detailed domain specific specialties such as IT strategy, projects management, Business data analytics, health care, clinical research, supply chain management, enterprise resource planning, customer relationship management etc..

  • Strategic Business & Technology Management Consulting, Business Case studies, Assessment Services |
  • Programs, Portfolios, Projects [PMO] Management Services |
  • Business Analysis, Processes Reverse Engg., Requirements, Communication & Change Management Services |
  • 3rd party Vendors, Products, Staffing & Resources Management Services |
  • Enterprise Information Systems Analysis, Architecture, Design & Engineering Services |
  • Applications Design, Development, Deployment & Maintenance [Desktop /  Web / Mobile] Services |
  • Functional & Technical Quality Analysis & Testing Services| 
  • Relational database, OLAP, OLTP , Data warehouse, marts, cubes – Design, Development, Administration & Maintenance Services |
  • Business Intelligence & data warehouse Management Services |
  • Exec. Reporting, Balanced Scorecards, Dashboards, Statistical Analysis Services |
  • Managed IT Applications [On-premise / Remote / Cloud] Services |
  • Legacy Migration, Modernization & Sustainability Services.
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